Saturday, July 9, 2011
A Better System
BF and I have lived together for two years, and try to split the groceries and household stuff in an equitable way. At least, that's what we said when we first moved in together. In practice, what ends up happening, is that I work across the street from a grocery store and near a Target and other shopping venues. I typically stop there after work to pick up x, y, z, and therefore end up footing most of the bill for these things. Occasionally, I nab his credit card, and buy a bunch of groceries, but that's a huge headache because I either don't remember to take it when I need it, or I forget to give it back.
BF doesn't have a car and hates shopping, whereas I have a car, and don't mind it too much. Because I don't mind, and because I think of things more often, I've paid for the bulk of the household supplies i.e. cleaning products, toilet paper, etc over the two years that we've lived together. I also maintain (though he disputes this) that I've paid for more of the groceries even though I eat significantly less than him, and what I buy for myself is usually ingredients whereas he eats a lot of processed foods, which are much more expensive.
So, how to solve this problem so that I don't keep going broke feeding my man the garbage foods he loves so well? I've suggested that we get a credit card in both our names to be used for shared household expenses. Obviously, when I go to the store to buy salad for myself and he goes to buy a bag of chips, we can just pay for those individually, but for grocery/Target runs that include shared items, they go on the shared card. Then we split the bill 60/40 because he eats more than me.
This suggestion led to him panicking that I'll start overspending his money, since when I currently get his credit card (about every other month) I tend to stock up. That's where we are right now. Any other suggestions from the blogosphere as to how to make this work more smoothly? I think it's a solid plan, but who knows?