As far as my March goals, my big one was to eat from the pantry. That was actually pretty successful. Before I went to the grocery store yesterday, the fridge was down to 1/2 a carton of milk and condiments--I really should have cleaned it while it was so empty, but I totally didn't. So I now have a fridge full of delicious food, a new recipe to try, and a clear-headed optimism that spring is finally coming--despite the fact that it snowed again yesterday.
In the month of March, I completely overspent on clothes, but my other categories were pretty good. The misc category was high because I had to buy a plane ticket, but thankfully my scholarship covered that (conference attendance); food category is under budget by about $75, and since it has been milder outside, we're been using the space heater less= savings on the electric bill. Of course, I spent $167 in the past month on gas for my car, which makes me feel sick.
Also, when I was at the grocery store yesterday, I really noticed some price increases. Were Cheez-its always $3.69 a box? I don't think they were, I would have noticed that. Well, I've been meaning to cut down on my Cheez-it consumption anyway... grumble.
April goals:
- This is the last month before I have to start repaying my student loans and I would really like my savings account to be at what I've deemed "full" before that starts.
- I still need to do my state taxes.
- I'm going to call my credit cards and demand that they lower my interest rates. Somehow, through no fault of mine, the rate on my Visa crept from 9.9% to nearly 17%. I've never had a late payment with them, and my credit score is exemplary, so an interest rate of 17% is offensive to me. It doesn't really matter since I never carry a balance, but it's the principle!
- I need to do a thorough spring clean and organization. I've been doing this in stages because I'm lazy and it's an unpleasant task, but I need to just rip the band-aid off.
Whew! I feel good, honestly. I'm back on the wagon.
I saw your comment on 'suddenly frugal' about a code the nets you a bonus ($25 or $50) - I think w/ ING? - for banking. I don't know how to send an email to you to try & get that info, so I'm posting this here. And what's w/ the 'select profile' here? I don't know what it means; yeah, call me stupid....
ReplyDeletesue.may52@gmail.com