The plan this month was to reduce my spending, reduce my waistline and reduce my number of possessions. Let's take a look back at how I did, shall we!?
First paycheck of November will go toward credit cards, with just a wee bit for savings. Next paycheck will be split between putting money in checking for December rent, student loan payment and saving. Then, magical paycheck number three, should be all savings!
I am staying the course!
The month of November I should be able to maintain my relative austerity. The days will be getting colder, and I have a ton of sweaters already, I have lots of Groupons for restaurants if I want to go out and the shorter days make me just want to hunker down. I've also discovered that I don't hate exercising at night like I previously thought. I can go to the 6:30 yoga class right after work, and the horrible heat of the Bikram room effectively kills my appetite til I get home (plus I can have a late afternoon yogurt if I'm feeling peckish); and the other day, I had a quick dinner, then got on the treadmill and it was great! Plus, working out at night makes me likely to drink less alcohol (need to re-hydrate), which also saves me money--and calories.
- I reduced my spending quite a bit despite all those stupid car things that I had to pay for. I had 15 no-spend days total for the month, and I did not go over my grocery budget! Woot!
- I also cut down quite a bit on clothes buying DESPITE there being an Old Navy 30% off Stuff and Save event. Yeah, I'm pretty strong. I did buy a couple shirts, but I used coupons + sales to get two long-sleeved shirts for $7.50. Kind of a big deal.
- I reigned in restaurant eating, which means I saved money and consumed fewer calories.
- I'm really trying to drink less and drink lower calorie. I've discovered that the Bota Box Table Red wine is delish, and so affordable! It's only $18.99 (+tax) for 3 Liters of wine! I'm so glad that drinking boxed wine is finally (somewhat) classy. I've been doing it since college, afterall.
- I've increased my exercise and variety of exercise. I'm now doing Bikram yoga twice a week, and the outside temperature is perfect for running! I've run more miles in October than any other month this year! I love fall!
- I have lost no weight as a result of my efforts. Highly scientific conclusion: I just can't lose weight.
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| Just kidding! I didn't buy any Halloween candy, I'm too cheap |
- I also got my official discount from Progressive's Snapshot program, along with the notice that they want their little gadget back. I thought I just kept it for all time, but I guess that's not the case! Now I can brake hard with abandon and still save 9%!
First paycheck of November will go toward credit cards, with just a wee bit for savings. Next paycheck will be split between putting money in checking for December rent, student loan payment and saving. Then, magical paycheck number three, should be all savings!
I am staying the course!
The month of November I should be able to maintain my relative austerity. The days will be getting colder, and I have a ton of sweaters already, I have lots of Groupons for restaurants if I want to go out and the shorter days make me just want to hunker down. I've also discovered that I don't hate exercising at night like I previously thought. I can go to the 6:30 yoga class right after work, and the horrible heat of the Bikram room effectively kills my appetite til I get home (plus I can have a late afternoon yogurt if I'm feeling peckish); and the other day, I had a quick dinner, then got on the treadmill and it was great! Plus, working out at night makes me likely to drink less alcohol (need to re-hydrate), which also saves me money--and calories.
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